Entrepreneurs we've helped.

Problem

Two enterprise contracts on the table, no working capital to onboard drivers and equipment within the deadline.

Funding

$400,000 Equipment Financing — 7-year term at 6.45% APR, secured by the financed fleet so cash stayed free for hiring.

Payback structure

Equal monthly amortization, secured by financed fleet assets.

Growth

Scaled fleet by 42% in six months without diluting ownership.

Problem

Clinical operations needed staffing ahead of payer expansion. Term sheets all asked for board seats.

Funding

$250,000 revolving Business Line of Credit at 8.25% — no equity, no board seats, draw-as-needed for payer onboarding.

Payback structure

Interest-only on drawn balances; principal repaid as payer receivables clear.

Growth

Expanded into three new states and onboarded two regional payers.

Problem

Third-location plan stalled by bank requirements that didn't fit the operator model.

Funding

$220,000 SBA Loan at 7.10% over 10 years — milestone draws against build-out, predictable payment, founder kept 100% ownership.

Payback structure

Fixed monthly amortization with milestone-based draw against build-out.

Growth

Opened the new location in nine months — half the original timeline.

Problem

Seasonal cash crunch limited technician hiring during peak demand.

Funding

$150,000 Business Term Loan, 5 years at 8.99% — payment schedule weighted to peak summer months.

Payback structure

Seasonally-aligned monthly payments scaled to peak-season cash flow.

Growth

Hired 11 technicians and modernized dispatch software.

Problem

Equipment upgrade required for a Tier-1 supplier contract — bank financing fell through.

Funding

$285,000 Asset Based Loan at 6.50% — collateralized by AR and equipment, revolving structure preserved flexibility.

Payback structure

Borrowing base reset monthly against AR and equipment collateral.

Growth

Tier-1 contract won; line is now the largest revenue contributor.